Insurance Dispute Attorney

We offer our services to disputes on a variety of insurance coverage, which includes:

• Healthcare coverage
• Life insurance policy
• Disability policy
• Professional liability insurance
• First party and third-party claims
• Homeowners insurance
• Automobile insurance

Hold your insurance company accountable and don’t let them get away with denying your claim.

The Houston property damage lawyers at The Law Offices of Omar Khawaja have spent decades aggressively pursuing cases against insurance companies that fail to honor their policies. You shouldn’t have to pay for home repairs when the insurance company is responsible. However, deadlines apply to your case, so contact us as soon as possible.

We offer property owners a free case evaluation. Schedule yours by calling (713) 561-5454 or by messaging us online. You won’t pay any legal fees unless we win your case.

How Our Houston Property Damage Lawyers Can Help

Most property damage cases are complex. Some involve minor repairs and may not need legal help, while others may require us to address tactics used by insurance companies to reduce payouts.

Avoid Common Insurance Tactics

Insurance companies often aim to increase profits, and they may overlook key details or push for lower settlements. Houston property damage lawyers can review your claim, identify inconsistencies, and gather strong evidence to support your case.

Property Damage Experts on Your Side

We work with property damage experts to accurately assess your home’s damage and compare it with the insurance company’s findings. These experts can help us challenge weak defenses and strengthen your position.

Common Types of Houston Property Damage Cases We Handle

When damage occurs to your home through no fault of your own, you may have a right to recover funds for home repairs, personal property damage, and lodging costs. Insurance companies may dispute your claim, but our team will work to secure the highest possible compensation.

Some common property damage cases we handle in Houston include:

• Weather damage
• Construction defects
• Negligence
• Faulty repairs
• Insurance denials
• Other property damage cases

One frequent mistake homeowners make is not getting an independent evaluation of their case. Once you sign a claim release, you cannot request more money later. Ensure your case is handled correctly from the start by hiring an experienced Houston property damage lawyer at The Law Offices of Omar Khawaja.

Additional Compensation for Bad Faith Claims

Insurance companies must pay claims according to the law and policy terms. If they don’t, you may be entitled to additional compensation through a bad faith case.

Common bad faith practices by insurers include:

• Unfair claim denials
• Delays in payment
• Delays in processing
• Claiming repairs are due to pre-existing damage
• Alleging you missed filing deadlines
• Ignoring your communications
• Making false statements during claims
• Improper claim evaluations
• Other unfair practices

Insurance companies often have a significant advantage, with vast resources and expertise. Fighting them may be new for you, but it’s familiar to us.

Our Houston property damage lawyers are dedicated to helping property owners facing damage and unfair practices. We will build a strong case, answer your questions, and provide the legal support you need.

Trust The Law Offices of Omar Khawaja to provide the dedicated legal attention you deserve.

People and families purchase life insurance policies in the event of an untimely death. They are intended to reassure you if the unthinkable happens, but many good, hardworking Texans find out that the insurance company is not on their side when it comes time to file a claim. At The Law Offices of Omar Khawaja, the Houston life insurance claims lawyers on our legal team will fight for your rights to get you the benefits to which you are entitled under state and federal laws.

Do not make any legal mistakes when navigating the claims process. Instead, get a free case evaluation from our legal team to learn more about your options at (713) 561-5454 or send us an online message directly. You will not owe us any money unless you hire us and win your case.

Hire Houston Life Insurance Lawyers for Legal Help

A licensed and experienced Houston life insurance lawyer is essential to getting a fair life insurance settlement. While you are allowed to handle the claim on your own, it is challenging to get an adequate award without the resources of The Law Offices of Omar Khawaja at your disposal. We are knowledgeable about life insurance claim denials, and we want to put that experience behind your case, too.

• investigating your claim denial
• Preserving evidence as we discover it
• Responding to life insurance company communications
• Negotiating with your insurer and their lawyers
• Explaining your legal options and new case developments
• Avoiding any and all legal mistakes
• Fight your case in civil court if necessary

A Free Case Evaluation Will Get You Answers

You should not have to accept an unfair insurance settlement.

We care about our clients. Our legal also emphasizes results. If we recommend our legal services to you, our team will take your case on at no upfront cost. The Law Offices of Omar Khawaja does not get paid for our services until you win your case.

Life Insurance Companies Are Not on Your Side

Your life insurance company owes you money for life insurance when you have a valid claim. However, your insurer may try to paint a picture that does not accurately or fairly reflect your situation. Your Houston life insurance claims lawyers at The Law Offices of Omar Khawaja are ready to let them know precisely what you are owed as well as admissible evidence to back up your claim.

Common life insurance claim denials we handle include:

• Pre-existing medical conditions
• Undisclosed medical conditions
• Manner of death not covered by the policy
• Not filing your case on time
• Suspicious policy activity
• Inaccurate or incomplete claim forms
• Questions about your competency
• Disputed beneficiaries
• Failing to pay claims promptly
• Failing to respond to claims promptly
• Other types of life insurance claim denials

The above-referenced examples are common ways that insurance companies act in bad faith and unfair dealing. It is an illegal action under Texas and federal laws. When they refuse to pay you what your case is worth, Houston life insurance lawyers will challenge their decision where their case is weak or lacks standing.

Inadequate Settlement Offers

Once you sign the release of all claims contract, you no longer have the right to pursue a life insurance claim further. Before you do, speak withThe Law Offices of Omar Khawaja to evaluate the offer you are receiving. We may uncover additional opportunities and forms of compensation available.

Bad Faith Life Insurance Claims Are Challenging to Navigate

One central theme in life insurance claims occurs when the insurer alleges that you made false or misleading statements on your claim application. The Law Offices of Omar Khawaja has Houston life insurance claims lawyers with the experience and tenacity that your case deserves. Our legal team will look at their actions while handling your claim to determine if bad faith and unfair dealing occurred.

A bad faith action allows you to claim additional damages, including attorneys’ fees, court costs, and more. However, these cases are challenging to prove without irrefutable evidence. Your Houston life insurance lawyer will ensure that your case is investigated to the fullest extent and that the information is packaged and presented to the insurance company quickly.

If your property in Houston or the surrounding counties was damaged by high winds or a windstorm, you might have property insurance that covers it. However, having wind damage insurance company isn’t the same as being able to use it. Oftentimes, insurance companies use misleading tactics to deny or undervalue claims, all in the pursuit of better profits.

The Law Offices of Omar Khawaja can help you stand up for yourself and your home or business if it was damaged by strong winds. We are the legal team that locals trust to handle the process of filing a wind damage claim, as well as any challenges or appeals for claims that are wrongfully denied. Thanks to our extensive legal experience, we know how to attempt settlement negotiations and litigate on behalf of our clients when necessary.

What is Covered by Wind Damage Insurance?

Your homeowners’ insurance policy may cover wind damage. The amount of coverage you get – and what is required to use that coverage – will be specific to the policy that you purchased. It might be more or less than what you expect, based on the policy details. We can review your policy to see what coverage applies and how much it should provide.

Your wind coverage in your homeowners or business owners’ insurance could include:

• Roof damage: Strong winds usually damage the rooftops of homes more than any other part of the building. For this reason, roof damage is usually the main point of coverage in a wind damage policy.
• Missing shingles: If your roof is shingled and some of those shingles were torn off due to high winds, it could be covered by your policy. However, many policies don’t cover shingle replacement when other repairs are unnecessary, so reviewing your policy is important.
• Siding damage: A wind damage policy may cover siding damage, such as when siding on a house is torn off by strong winds and needs to be replaced.
• Structural damage: Miscellaneous damage to your home or business caused by strong winds – like damage to walls, windows, and doors – may be covered by your insurance policy.
• Tree-related damage: If a tree is pushed over in a windstorm, any damage caused by the tree may be covered. In some policies, though, this type of damage is considered separate from wind damage, so coverage can be confusing.
• Personal property loss: When wind damages the structure of a property enough to cause subsequent damage to personal property inside the property, an insurance policy may provide coverage to replace any damaged or lost property.
• Additional living expenses: You may be reimbursed for the living expenses incurred due to severe wind damage to your home. For example, if you had to live in a hotel while your home was being repaired, your homeowners’ insurance policy may cover these expenses.

Business Interruption Insurance for Wind Damage

Do you run a business or company in Houston that was damaged by wind? If the wind damage is severe enough to interrupt your business and profits, you should see if you have business interruption insurance that applies. This type of insurance can help you make ends meet while you work on getting your business operational again.

Is Wind Damage a Separate Insurance Policy?

One of the most common reasons for wind damage claim denials is that the property owner’s insurance policy does not cover that type of damage. You might be surprised to find that your homeowners’ insurance policy specifically excludes wind damage and that you had to purchase a separate wind damage policy. Insurance companies often unbundle these coverage types while saying it helps save policyholders money by letting them choose the coverage they need; in reality, the tactic is used to make it easier to deny claims when a homeowner forgets to buy wind damage insurance coverage.

Other Reasons Why Wind Damage Claims are Denied

Your wind damage claim might be denied for one of these common reasons:

• No physical proof of wind damage: When filing a wind damage claim, it is important to take photographs and film videos of the damage. Without physical or concrete proof of the damage, the insurance company will likely deny the claim.
• Damage not caused by wind: An insurance provider may argue that your property was not damaged by the wind but by something else, like vandalism. Our attorneys can look for ways to prove that wind caused the damage. Sometimes, a verified weather report is necessary to prove that a windstorm moved through your area when you said it did.
• Pre-existing damage: The insurance company may try to argue that the damage you documented was caused long before the wind or by a previous wind storm, which would make the claim ineligible.
• Missed filing deadline: If you don’t report the wind damage soon enough after it happened or if you wait too long to file your insurance claim, your case can be denied outright. Don’t risk missing an important deadline. Get our attorneys on your side as soon as possible.

Let Our Attorneys Handle All Parts of Your Claim

The Law Offices of Omar Khawaja in Houston can help you handle a wind damage insurance claim from start to finish. When we’re on the case, you don’t have to worry about anything. We’ll use our vast resources and extensive resources to keep your case moving, so you can focus on other parts of your life.

We can help with your wind damage claim by:

• Assessing and documenting the wind damage to your property.
• Gathering all necessary documentation to work on your claim.
• Filing the wind damage insurance claim before any deadlines expire.
• Answering any requests for more information from the insurance company.
• Attempting to negotiate with the insurance company to get a settlement.
• Litigating your wind damage claim in court if the insurer wrongfully denies it and won’t negotiate a settlement.

Thanks to the monsoon, tornado, and hurricane seasons that cross different parts of Texas at different times of the year, hail damage claims are extremely common in the state. According to some insurance company estimates, as many as one in five hail damage claims are filed in Texas each year! What those same insurance companies don’t want you to know is that many of those hail damage claims will be first-round denied without a clear or justified reason.

If your home, business, or vehicle has been damaged by hail, The Law Offices of Omar Khawaja in Texas can help you pursue the hail damage coverage you purchased. We can help you determine your coverage, file a claim, challenge wrongfully denied claims, and even go to court to pursue a fair outcome when necessary. With offices in Houston and Dallas, we make it convenient to work with insurance claim attorneys that locals trust to protect their best interests.

How Hail Damages Your Property

Some pieces of hail are small bits of ice that don’t harm anything. Other pieces of hail are the size of almonds or even golf balls, causing serious damage to anything below. In minutes, a hailstorm can ravage your property, including any cars that are not parked under a covering or in a garage.

Hail can cause these types of damage and many more:

• Roof holes
• Shingle cracks
• Windowpane cracks
• Vehicle dents
• Windshield cracks
• Garage door dents
• Patio furniture damage
• Landscaping damage

Insurance Information After a Hailstorm

When a hailstorm has passed and it is safe to go outside again, you should document the scene as thoroughly as possible. Take photographs and video footage of any visible hail damage around your property, including structures, vehicles, and any property you normally keep outdoors like BBQs and patio furniture sets. Ideally, you will be able to take the photos while the hail is still melting on the ground, so it is clear that the images were captured right after the storm passed, which should make it more challenging for the insurance company to dispute your claim.

Why Do Insurers Deny Hail Damage Claims

Even if you file a perfectly valid hail damage claim, an insurance company might surprise you by denying it. Why? The reason might not be obvious at first. Many policyholders are bothered to find that the denial letter sent to them is unclear, misleading, or doesn’t mention why the claim was denied at all. If your claim is denied, you should talk to our attorneys right away, so we can see if legal action can help set things right.

Insurance companies may deny hail damage claims because:

• Damage was not caused by hail.
• Damage was too minimal to justify a claim.
• Damage was only missing shingles (often not covered).
• Insurance company wants to save money.

If your hail damage claim is not denied and you are offered a settlement right away, you should be just as wary as if your claim was denied. Quick settlement offers from insurers are sometimes intentionally undervalued because, once you sign an offer or agreement, the case is closed and you can’t fight for more, not even in court. Be sure to let us review any offers you are provided by your insurance provider before you sign it.

Hail Damage Claims We Handle

The Law Offices of Omar Khawaja can handle a variety of hail damage claims in Texas, such as:

• Residential hail damage claims: Your homeowner’s or renter’s insurance may provide coverage for damage specifically caused by hail and hailstorms.
• Commercial hail damage claims: If your business was damaged by a hailstorm, your business owner’s insurance or a similar policy could cover the costs of repairing it.
• Vehicle hail damage claims: Let us review your auto insurance policy to see if damage from severe weather – which arguably should include hail – is covered.

Get the Help of Our TX Hail Damage Lawyers Now

You could be surprised by an undervalued or denied hail damage claim, even after you have made certain to never miss an insurance payment. Or you might already have a headache thinking about filing a claim and engaging in a back-and-forth with an insurance adjuster. Whether you need to file a hail damage claim or already have but ran into trouble, the hail damage claim attorneys of The Law Offices of Omar Khawaja are ready to lead the way and represent your best interests from start to finish. We proudly fight bad faith insurance tactics, including if that means going to court.

If you’ve lived in Houston for a while, you know how parts of the city and the surrounding counties can get flooded with heavy rains, sometimes with very little warning. As a business owner or homeowner, you need flood damage insurance that can pay for your losses when floodwaters rise. You also need to know that you can trust your insurance provider to give you the coverage you paid for—which might be asking for a lot when dealing with some insurance companies.

Before you lose sleep over the tactics of a dishonest insurance company, call (713) 561-5454 to connect with the flood damage insurance attorneys of The Law Offices of Omar Khawaja in Houston. We have built our reputation by dealing with insurance companies and stubborn insurance representatives, so our clients don’t have to. We take each case to heart and act as if we are representing ourselves because that’s what we would expect if we were a client in need.

Does Homeowners’ Insurance Cover Flood Damage?

Purchasing homeowners’ insurance doesn’t necessarily mean that you also have purchased flood damage insurance. In many cases, flood damage insurance is not bundled into a standard homeowners’ insurance policy. If you aren’t sure if you’re covered, let our attorneys review your policy. You may need to purchase a separate flood damage policy if it is not part of your homeowners’ insurance or business owners’ insurance.

Additionally, you can purchase a separate flood damage insurance policy even if this coverage is part of your standard policy. If your home is damaged by a flood or floodwaters, we can review your policies to see if you can get coverage from both. It might be possible to be fully covered for even vast amounts of flood damage costs in this way.

What Does Flood Damage Insurance Cover?

Typically, a flood damage insurance policy will pay for:

• Damage to the structure and foundation of your home or business, as well as any built-in pieces of equipment like industrial kitchen appliances and HVAC systems.
• Damage to your personal property like electronics, furniture, appliances, etc.
• Cleanup and flood remediation services that remove debris from your home and then use professional-grade equipment to dry out your home.
• Costs associated with temporary housing, such as if you need to live in a hotel while flood remediation crews repair your home.

Certain flood damage insurance policies will also have a separate “basement coverage” clause. This clause may describe additional or special coverage for equipment or property that is normally kept in a basement or cellar and that was damaged by a flood. For example, furnaces, water heaters, and electrical equipment like breaker panels are usually covered by this clause, but to a limited extent.

Why are Flood Damage Claims Denied?

An insurance company may come up with any number of illegitimate reasons to deny a flood damage claim. At the same time, there might be valid reasons for your claim to be denied. If you have been notified that your claim was denied for any reason, the first thing you should do is dial (713) 561-5454 to get our Houston flood damage lawyers on the case. We can review the denial letter to see if the reason for denial is legitimate based on the explanation given and the terms of your policy.

Common reasons why flood damage claims are denied are:

• Damage was caused by water but not by a flood (e.g., burst pipe or rain without flooding).
• Not enough photographic or video evidence was submitted when the claim was filed.
• Claim was filed after a mandatory filing deadline.
• Flood occurred during a lapse in the policy coverage.
• Paperwork was not completed correctly.
• Claim was filed during a waiting period after a flood that affected thousands of policyholders.
• Policyholder did not make reasonable efforts to mitigate flood damage.
• Home or business was in a flood zone with coverage exclusions.

Bad faith tactics an insurer might try to deny or harm a flood damage claim are:

• Denying a claim without giving any reason at all.
• Denying a claim for an unlawful reason.
• Denying a claim after not conducting a proper investigation of the flood damage.
• Intentionally delaying the handling of a claim to make the policyholder give up.
• Offering a deliberately low settlement amount that is below what the policyholder is owed.
• Intimidating or harassing the policyholder.

Make Us Your Legal Champions – Call Now

At The Law Offices of Omar Khawaja, our Houston flood damage claim attorneys are always available to hear from new and returning clients who need our legal help. If you need to either file a flood damage claim or challenge the denial of a claim you already filed, get us on your side now.

We can help with your case by:

• Reviewing your insurance policy.
• Drafting and filing your claim.
• Responding to insurance company inquiries.
• Challenging or appealing claim denials.
• Attempting to negotiate a settlement to end your claim before litigation.
• Preparing for litigation and representing you in court if needed.

No matter what needs to happen in your case, our goal will be to get you the full coverage amount that you deserve. While it’s true that no one should have to fight their insurance company for coverage after a flood, it happens quite often. Be ready for whatever the insurer tries by putting us in charge of your case today.

Storm damage can leave your home and personal possessions in disrepair. You counted on your insurance company to help you out, and they failed to deliver on their promise. The Houston storm damage lawyers at The Law Offices of Omar Khawaja will help you fight back while devising a case strategy that seeks to meet your objectives.

Some deadlines apply to storm damage cases in Texas. Missing them will negatively impact your claim. Schedule a free case evaluation now with a Houston storm damage lawyer at (713) 561-5454 or send us a message online.

The Law Offices of Omar Khawaja does not charge you any attorneys’ fees until you win.

How Our Legal Team Will Help You

Houston residents are no strangers to storm damage in the areas. Over the last few decades, we have witnessed some of the most deadly and damaging storms. You relied on your insurance company to help you pick up the pieces and move toward a brighter future.

After all, you paid your policy premiums, and your insurer did not meet its end of the bargain. Hiring the Houston storm damage lawyers at The Law Offices of Omar Khawaja will help you secure your home and fight for an award to which you are entitled.

Deadlines Apply to Your Case

Speak with a Houston storm damage lawyer as soon as possible after your home suffers damage. There are notification and statute of limitations deadlines that apply to your case. Missing them will negatively impact the outcome.

Other civil deadlines may apply to your case as well. Do not allow your detractors to get away with paying you less based on a legal technicality. Our legal team will ensure that your case stays on track while avoiding any mistakes throughout the process.

Compassionate Legal Care

We understand that it is frustrating to fight with an insurer to get the money you need. Our legal team offers compassionate legal care that will help you through this challenging time in life. The Law Offices of Omar Khawaja is always looking out for you and representing your interests throughout the time we work together.

Common Types of Storm Damage Cases We Represent

Storm damage falls under a broader category of property damage. These storms are expensive to settle for insurers, which means that they may try to offer you less than what you deserve. Houston storm damage lawyers at The Law Offices of Omar Khawaja will stand by your side when you do not get paid the money you are owed.

Common types of storm damage cases we represent include:

• Roof damage
• Electric system damage
• Structural damage
• Hail damages
• Wind damage
• Water damage
• Flood damage
• Other types of storm damage

You should not have to pay for home repairs that the insurance company or at-fault party should have paid. Federal and state laws protect your right to a fair settlement or civil award. Houston storm damage lawyers on our legal team will negotiate or litigating every penny you are owed.

Storm Damage Insurance Companies Are Not on Your Side

The unfortunate reality is that some insurance companies leave people without adequate compensation to secure and repair their homes. Storms in Houston leave a wake of damage that can leave families reeling throughout the metropolitan area. Nothing is more frustrating when your insurance company starts nickel-and-diming your claim.

Hidden Policy Language Pitfalls

If you have tried to review your policy contract, the experience may leave you feeling more confused than when you began. Insurers generally draft complicated policies that policyholders do not understand. The Houston storm damage lawyers at The Law Offices of Omar Khawaja has extensive experience in identifying any hidden policy language pitfalls and disadvantages to protect your case.

Insurance Adjuster Bias

Insurers will send an adjuster to your home to assess damages. Keep in mind that the insurance adjuster workers for the company and not on your behalf. The individual they send out could have a bias when assessing your property.

You would not know that this situation is happening without having Houston storm damage lawyers evaluate your case on your behalf. The Law Offices of Omar Khawaja will conduct an independent investigation of the facts to determine if the adjuster was understating their assessment.

If your insurance company does not pay you the money you need for water damage caused to your property, you have the right to pursue a civil claim against it. Houston water damage lawyers at The Law Offices of Omar Khawaja are ready to help. Our legal team will protect you when handling a water damage or bad faith insurance claim in the Houston-metro area.

Texas laws protect you from unsavory insurance practices. The Law Offices of Omar Khawaja helps you negotiate a settlement or civil award. Start with a no-cost, no-obligation case evaluation by calling (713) 561-5454 or sending us a private message online directly. There are no attorneys’ fees until you win your case.

Water Damage Is Expensive to Repair

It is not your fault that the insurance company is low-balling your settlement offer. They made you a promise in your policy. You can hold them to it by negotiating a comprehensive settlement that pays for home repairs and other damages you experienced.

Common types of compensation for water damage in Texas include:

• Property damage
• Personal property damage
• Board-up costs
• Daily expenses (for inhabitable residences)
• Restoration costs
• Other out-of-pocket costs

The above-referenced list is not exclusive to the items shown. Every water damage case is unique. There could be other forms of compensation on the table. The Houston water damage lawyers at The Law Offices of Omar Khawaja want to help you discover what options you have available.

Contingency Fee Agreements

We have recovered millions on behalf of our clients and want to put our strong track record behind your case, too. If you determine that hiring our firm is the best choice for your case, the Law Offices of Omar Khawaja will take your case on a contingency fee arrangement. You or your family will not owe us any payments unless we win your case.

Common Water Damage Claims We Fight

It is reasonable to think that your insurer will pay you an equivalent to the loss of water damage. Unfortunately, many claimants discover that it is not always as easy to receive a fair sum. Hiring Houston water damage lawyers allows you to learn more about your legal options and a strategy that is suited to meet your objectives.

At The Law Offices of Omar Khawaja, we handle the following types of water damage cases, including:

• Hurricane damage
• Storm damage
• Flooding damage
• Heavy wind damage
• Defective parts
• Defective craftsmanship
• Other types of water damage

Ensure that you get the money you need to pay for the water damage to your property by having our Houston water damage lawyers investigate your claim. We will preserve evidence that our legal team will present to the insurer. If they continue to ignore the evidence, the Law Offices of Omar Khawaja are not afraid to take your case to trial.

Bad Faith Insurance Claims

Since insurance companies have an unfair advantage over consumers, state and federal laws require them to act in fair dealing and good faith when processing your claim. If the insurer does not pay or process your case promptly, there are additional compensation forms available. Houston water damage lawyers can help you navigate these proceedings as well.

Houston Water Damage Lawyers Will Stand by Your Side

Our Houston water damage lawyers offer clients responsive legal care that goes above and beyond to meet their goals. We have the resources necessary to hold liable parties accountable for paying your claim what it is worth. The Law Offices of Omar Khawaja will seek the most favorable result when you are in this situation.

Your Houston water damage lawyer will:

• Investigate the damage to your home
• Preserve admissible and discoverable evidence
• Document your case to account for additional losses
• Negotiate with insurers to get the money you want
• Explain your legal options at every turn
• Handle your case at a civil trial
• And more

Every case is unique. Your Houston water damage lawyers will offer you and your loved ones a customized strategy while safeguarding your legal rights throughout the entire process. Even if you are dealing with a homeowners’ association (HOA), we can account for their rules when handling your case.

Insurance companies operate to make a profit. If they can legally prove they owe you nothing, they may seize the chance. Because they hold a position of power, Texas and federal laws regulate how they must handle your case.

If they violate these laws, you may be entitled to additional compensation. However, they may use tactics to influence you into making statements that hurt your case. Insurance adjusters are trained to ask questions that could impact your settlement and examine your actions in the claims process.

Don’t let them mislead you. Assume that each question is carefully reviewed by their legal team. Your Houston insurance dispute lawyers at The Law Offices of Omar Khawaja will handle all communications to help prevent these issues.