Houston Third-Party Damage Lawyers

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If your home suffers from damage that was not your fault, you have the right to compensation from your insurance company. However, insurers are known for lowballing settlements, leaving good families without repairing their residence. You should not have to pay for the damages that someone else caused to your home, and the Houston third-party damage lawyers at The Law Offices of Omar Khawaja are ready to help you fight back.

You do not have to accept less than what you deserve for your home’s damage. Contact The Law Offices of Omar Khawaja for a free case evaluation now by calling (713) 561-5454 or send us a message online directly. We will not get paid for our legal services until you win your case.

How a Houston Third-Party Damage Lawyer Will Help

A Houston third-party damage lawyer represents you when your insurer denies your claim or offers you an amount that is less than your policy terms or Texas state laws. The Law Offices of Omar Khawaja will pursue your dispute or civil court claim on your behalf while you focus on making a financial and property damage recovery.

You can count on our legal team to:

• File all necessary documents and forms
• Package your case as if we are going to trial
• Litigate claims that stall in the negotiation phase
• Preserve evidence that speaks to the facts
• Not bill you in advance for our services

There are several moving parts when it comes to a third-party damage claim. A single misstep can derail your outcome. Houston third-party damage lawyers will ensure that your case avoids all legal mistakes so that you have a fair shot at a fair settlement or civil court award.

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Regardless of the type of third-party case you are facing, you have a right to challenge the insurance company’s decision. Our legal team deals with insurance companies routinely, and we are ready to put our experience behind you.

First-Party vs. Third-Party Claims

Third-party claims are different than first-party claims. They are more complicated because they usually involve multiple parties, insurance policies, and levels of liability. However, filing a claim with a Houston third-party damage lawyer will allow you to pursue a fair award when someone else owes you money for property damage, aside from your insurer.

First-Party Claims

First-party insurance claims are when you are filing a claim against the at-fault party. Their insurance company will assess your claim and offer a settlement that they believe is fair. These types of claims are what we “traditionally” think of as filing a property damage claim.

Third-Party Claims

Third-party claims are used when a third party causes damage to your home. However, the insurance company is still legally responsible. Types of policies that cover third-party claims include general liability, homeowners’ liability, and other liability-related policies.

Common Types of Third-Party Damage Cases We Represent

Third-party claims also encompass cases that involve “Acts of God” and criminal activities. Regardless of what—or who—caused your property damage, you should be able to rely on your insurance company when you have coverage available. The Houston third-party damage lawyers at our firm will dutifully fight back against unfair denials and subpar settlements on your behalf.

Common types of third-party damage cases we represent include:

• Total claim denials
• Partial claim denials
• Bad faith insurance claims
• Flood or water damage
• Hurricane damage
• Storm damage
• Roof damage
• Mold damage
• Income loss
• Fire damage
• Theft losses
• Other types of property damage

While the above-referenced list of property damage claims is not exhaustive, it is essential to understand that your claim is subject to deadlines in the form of notification deadlines or statutes of limitations. Do not miss these deadlines if you do not want to jeopardize your case.

Insurance Companies Are Not on Your Side

It is truly frustrating and upsetting when the insurance company you counted on denies your claim, offers you an inadequate settlement, or does not pay their cases promptly. Texas laws protect your rights against these types of activities, and a Houston third-party damage lawyer wants to help you take a stand against injustice.

Keep in mind that the insurance company only pays you what they believe is coverable. The Law Offices of Omar Khawaja will help you sort fact from opinion to secure an award that you deserve.

We will take a stand against flimsy claim denials, including:

• Uncovered damage
• Pre-existing damage denials
• Policy limitations

The team at the law firm of Omar Khawaja works with our clients to handle their disputed claims using the most comprehensive strategy possible. You do not have to agree to or accept the insurer’s initial offer without first speaking to a Houston third-party damage lawyer. We will help you gain insight and knowledge into your case to prepare to make clear decisions at every turn.